Graduate Into The Real World
My friend and I are both self-employed and we were discussing our income tax plans. The IRS will charge me a penalty if I wait until the end of the year to pay my taxes. That’s because my income taxes aren’t automatically withheld and paid to the IRS when I am paid (that’s a benefit […]
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Credit card rules have changed thanks to the Credit Card Act of 2009. Credit card companies are now required to follow specific rules when setting due dates, age limits and notifying you about changes to your original agreement. The credit card companies have responded by making changes to your original agreement (with the required amount […]
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I always have mixed feelings when the clerk asks me to sign up for a store credit card. First, I feel sorry for the clerk, knowing that she’s probably under pressure to meet a quota. Then, I feel annoyed that refusing store credit has to be part of every shopping experience. Finally, I wonder if […]
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The phone rings. It’s someone from your credit card company. He knows your name and address, so it sounds legitimate. He tells you that an unusual purchase was made on your card and he needs to verify that the card is still in your possession. He asks you to read the last three digits on […]
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Knowing how to spend your money effectively is hard for most people, especially those who are handling a decent sum of cash for the first time in their lives. So if you’re at a loss as to what to do with your expendable income, you’re not alone. But knowing where and when to invest, learning […]
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